Simple, honest pricing
One setup fee. Then a flat monthly or annual subscription. No per-user charges, no hidden fees, no exchange-rate surprises.
Founding
One-time setup fee
K 65,000
Monthly subscription
K 3,000/mo
or K 30,000/year— save K 6,000
- Unlimited borrowers
- Up to 5 loan officers
- All platform features
- Deduction file export
- Remittance reconciliation
- Advanced reports & aging analysis
- Collateral management
- Priority support
- Founding member rate locked permanently
Growth
One-time setup fee
K 65,000
Monthly subscription
K 4,500/mo
or K 45,000/year— save K 9,000
- Up to 500 borrowers
- Up to 3 loan officers
- Loan origination & approval
- Deduction file export
- Standard reporting (Excel + PDF)
- Document management
- Email support
Pro
One-time setup fee
K 65,000
Monthly subscription
K 7,500/mo
or K 75,000/year— save K 15,000
- Up to 2,000 borrowers
- Up to 10 loan officers
- Everything in Growth
- Remittance reconciliation
- Advanced reports & DPD aging
- Collateral management
- Multi-approver workflow
- Excel & PDF exports
- Priority support
Enterprise
One-time setup fee
K 65,000
Monthly subscription
K 13,000/mo
or K 156,000/year
- Unlimited borrowers
- Unlimited loan officers
- Everything in Pro
- Custom branding
- API access
- White-label option
- Dedicated account manager
- SLA guarantee
- Custom integrations
Pricing questions
What is the setup fee for?
The setup fee covers onboarding, data migration assistance, system configuration for your loan products and employer structure, and initial training for your team.
Can I switch plans later?
Yes. You can upgrade at any time. Downgrades take effect at the next billing cycle.
Is the monthly fee per user?
No. BantuziLoans is priced per tenant (your organisation), not per user. Each plan has a maximum number of loan officers included.
Do you offer annual billing?
Yes — pay annually and save compared to month-to-month. The annual saving is shown on each plan card above.
What happens when I exceed my borrower limit?
We'll notify you before you hit the limit and give you the option to upgrade to the next plan. No sudden lockouts.
Is my data hosted in Zambia?
Yes. All data is stored on infrastructure in the region. We do not transfer data outside Zambia without your explicit consent.
Not sure which plan fits?
Talk to us — we'll recommend the right plan for your portfolio size and team.
Talk to our team →